Learn Africa Plc (LEARNA.ng) Q32017 Interim Report

first_imgLearn Africa Plc (LEARNA.ng) listed on the Nigerian Stock Exchange under the Printing & Publishing sector has released it’s 2017 interim results for the third quarter.For more information about Learn Africa Plc (LEARNA.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Learn Africa Plc (LEARNA.ng) company page on AfricanFinancials.Document: Learn Africa Plc (LEARNA.ng)  2017 interim results for the third quarter.Company ProfileLearn Africa Plc publishes and distributes educational material for the pre-primary, primary, secondary and tertiary education sectors in Nigeria. The company markets reference material, professional material, and general reading material as well as provides teacher training, education development programmes, digital content and educational consultancy services. Established in 1961 and formerly known as Longman Nigeria, the company was wholly-owned by Longman Group UK Limited, now Pearson Education. Pearson and Longman Nigeria mutually agreed to become separate corporate entities in 2011. Learn Africa Plc is the largest educational publisher in Nigeria with the widest range of books and educational resources as well as an expansive distribution network. The company’s head office is in Lagos, Nigeria. Learn Africa Plc is listed on the Nigerian Stock Exchangelast_img read more

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Max Lucado apologizes for past comments on homosexuality after outrage…

first_img Associate Rector Columbus, GA Rector Tampa, FL AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest “LGBTQ individuals and LGBTQ families must be respected and treated with love. They are beloved children of God because, they are made in the image and likeness of God,” Lucado’s letter says. “Over centuries, the church has harmed LGBTQ people and their families, just as the church has harmed people on issues of race, gender, divorce, addiction, and so many other things. We must do better to serve and love one another.”Lucado is a bestselling author of self-help books and the pastor of Oak Hills Church, a megachurch in San Antonio, Texas. His 22-minute sermon for the cathedral’s Feb. 7 livestreamed service focused on easing life’s anxieties by feeling the presence of the Holy Spirit. It did not include references to sexuality or same-sex marriage, but critics argued that the cathedral never should have granted him the privilege of preaching, given the harm caused by his past statements on homosexuality and the lack of evidence that he had disavowed them.“Deep pain was caused to the LGBTQ community by our invitation to Max Lucado to preach at the Cathedral last Sunday,” Kevin Eckstrom, the cathedral’s chief communications officer, told ENS by email. “We appreciate him acknowledging the pain his past remarks have caused, and we hope that he will find a way to truly listen to those who have been hurt by his words. For us, here as the Cathedral, we are now in the mode of listening to our community so we can do better going forward.” Tags The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Pittsburgh, PA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Submit an Event Listing Press Release Service Associate Rector for Family Ministries Anchorage, AK Rector (FT or PT) Indian River, MI An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Course Director Jerusalem, Israel By David PaulsenPosted Feb 11, 2021 Submit a Press Release Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Rector Belleville, IL LGBTQ Curate (Associate & Priest-in-Charge) Traverse City, MI Priest Associate or Director of Adult Ministries Greenville, SC Rector/Priest in Charge (PT) Lisbon, ME Featured Jobs & Calls The Rev. Max Lucado, an evangelical pastor and bestselling author, preaches a prerecorded sermon for Washington National Cathedral’s Feb. 7 livestreamed worship service.[Episcopal News Service] The Rev. Max Lucado has apologized in a letter to Washington National Cathedral after his invitation to preach in a cathedral worship service sparked outrage over his past statements about homosexuality and same-sex marriage.Lucado, a popular evangelical author and pastor, said in the letter dated Feb. 11 that he still believes in “the traditional biblical understanding of marriage” but now regrets the words he used in a 2004 sermon and article. Critics have condemned his comparison of same-sex marriage to legalized polygamy, bestiality and incest and his suggestion that homosexuality is something that can be changed by pastoral care.“I now see that, in that sermon, I was disrespectful. I was hurtful. I wounded people in ways that were devastating,” Lucado said in his Feb. 11 letter, a copy of which was obtained by Episcopal News Service. “It grieves me that my words have hurt or been used to hurt the LGBTQ community. I apologize to you and I ask forgiveness of Christ.”Read the Rev. Max Lucado’s full letter here.Lucado’s apology comes a day after National Cathedral Dean Randy Hollerith and Washington Bishop Mariann Budde issued parallel apologies for inviting Lucado to preach by prerecorded video and then failing to heed calls to rescind the invitation after Lucado’s 2004 statements were condemned. Hollerith and Budde also said they would hold a listening session at 7 p.m. Feb. 21 to receive additional feedback from the LGBTQ community.ENS reached out to Lucado and his church several times late last week and early this week, seeking comment on whether his views on homosexuality have evolved. Church staff members said he was unavailable.His letter to the cathedral does not specify how much of what he said in 2004 he still believes. “Faithful people may disagree about what the Bible says about homosexuality, but we agree that God’s holy Word must never be used as a weapon to wound others,” he wrote in his apology letter. Rector Washington, DC Assistant/Associate Priest Scottsdale, AZ Rector Smithfield, NC center_img Cathedral Dean Boise, ID Youth Minister Lorton, VA Canon for Family Ministry Jackson, MS Assistant/Associate Rector Morristown, NJ Priest-in-Charge Lebanon, OH Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Shreveport, LA Director of Music Morristown, NJ Featured Events The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Albany, NY TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Missioner for Disaster Resilience Sacramento, CA Director of Administration & Finance Atlanta, GA Rector Hopkinsville, KY Assistant/Associate Rector Washington, DC Rector Knoxville, TN Curate Diocese of Nebraska Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Max Lucado apologizes for past comments on homosexuality after outrage at National Cathedral Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Collierville, TN Rector and Chaplain Eugene, OR Rector Bath, NC Bishop Diocesan Springfield, IL Submit a Job Listing Associate Priest for Pastoral Care New York, NY Rector Martinsville, VA Family Ministry Coordinator Baton Rouge, LAlast_img read more

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Alesana Tuilagi huge hit on Mark van Gisbergen

first_imgMonday Feb 21, 2011 Alesana Tuilagi huge hit on Mark van Gisbergen Leicester Tigers beat Wasps 21-12 at Welford Road on Saturday night, with Jeremy Staunton and Steve Mafi scoring two first half tries which put them well ahead. Shortly before the end of the game, Alesana Tuilagi hammered the nail in. Wasps could only muster four penalty kicks, from Dave Walder, while it was the Tigers who looked to play more of the rugby in what was a muddy game played in conditions that werent conducive to expansive play. Tigers extended their lead at the top of the Aviva Premiership with the win, and despite Wasps being excellent on defence, they couldnt create anything that would crack the opposition line. “Sport can be tough sometimes,” said Shaun Edwards. “I feel we deserved a bonus point out of that game, with the effort of the players out there. Our defence was superb in the 22.” Coach Richard Cokerill of Leicester said that Wasps were negative all round. “It was almost rugby union versus rugby league at some stages. We scored two tries to zip against a team that didn’t really come to play,” he said, although he did concede that they Dd up well. The Tigers D was pretty good too, with wing Alesana Tuilagi coming in and smashing Wasps fullback Mark Van Gisbergen shortly before full time, showing that even with game time almost up, you can never be too careful when the Tuilagi brothers are around. Time: 01:03 ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Big Hits & Dirty Play Related Articles 25 WEEKS AGO Suspensions handed down after testicle grabbing… 26 WEEKS AGO The ‘double ruffle’ splits opinion with fans… 26 WEEKS AGO WATCH: The nastiest and most brutal moments… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyHere’s What That Tiny Hole Next to Your Iphone Camera Actually DoesNueey10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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2020 a Good Year for E3 Soybeans

first_img 2020 a Good Year for E3 Soybeans Home Indiana Agriculture News 2020 a Good Year for E3 Soybeans SHARE SHARE Audio Playerhttps://hoosieragtoday.com/wp-content/uploads/2020/12/Corteva-E3-wrap.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Soybean yields set records on many farms this year, and E3 soybeans from Corteva played a big role in making that happen. According to Shawna Hubbard with Corteva, good weather this growing season really allowed the E3 and Enlist system to shine.“2020 was a great run for E3 soybeans. I have had many reports from our Indiana Corteva team about E3 soybeans and the Enlist system really getting the job done.”Hubbard says the Enlist system works great in Indiana because it is easier to control and provides more protection for our many specialty crops like tomatoes and non-GMO soybeans.“The inherent qualities of the 2,4-D choline really make it different than other products on the market. It is a near zero volatility product, and that gives growers confidence they can use the product and still protect other sensitive crops like those Red Gold Tomatoes.”2020 was a year that saw Dicamba technology taken of the market and then relabeled with restrictions. Hubbard points out that Enlist does not have some of those restrictions.“We can spray Enlist from burndown to the R3 growth stage.  There are no calendar cutoff dates for Enlist.”  She added that this makes this system work even with double crop soybeans.In addition, the Enlist system gives growers good tank mix flexibility.“A grower can mix AMS products as well as Liberty, without impacting the volatility,” noted Hubbard.For more options, visit enlisttankmix.com. Facebook Twitter Previous articleUSDA Clears Santa’s Reindeer for Entry into the United StatesNext articlePork on Your Table This Christmas Gary Truitt By Gary Truitt – Dec 23, 2020 Facebook Twitterlast_img read more

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Rights and freedoms left off agenda of President Karimov’s visit to Brussels

first_imgNews UzbekistanEurope – Central Asia UzbekistanEurope – Central Asia Reporters Without Borders is concerned that President Islam Karimov is to be received in Brussels on 24 January for the first time since the European Union lifted the targeted sanctions it imposed on Uzbekistan’s leaders after the May 2005 massacre in the eastern city of Andijan. The officials he is due to meet include European Commission president José Manuel Barroso.It is hard to understand why this extremely brutal dictatorship is back in favour despite making very little progress on human rights. Furthermore, it is a remarkable slap in the face for human rights that the subject of fundamental freedoms does not even figure on the visit’s agenda. The lack of a final press conference highlights the degree of European concern to spare Karimov any embarrassing questions.Europe’s decision to receive President Karimov at the highest level follows its earlier decision to lift the sanctions adopted in 2005, although the original demand for the creation of a commission of enquiry into the Andijan massacre was never satisfied. As well as Barroso, Karimov is due to meet with European energy commissioner Günther Oettinger and senior NATO officials.At least 11 journalists are currently jailed in Uzbekistan while others have had to flee the country to escape the repression and to put their loved-ones out of danger of reprisals. Others are still being targeted by the authorities and are harassed, spied on, followed, summoned for questioning, threatened or unfairly dismissed. The media are gagged, in part by the law and in part by the triumph of cynicism and violence.Survival instinct has driven the traditional opposition into exile while the authorities are cracking down so harshly on the new, emerging and often Islamist opposition that it is liable to be radicalized. Human rights activists suffer a similar fate. The ruling circles have no tolerance for their concerns. Should the international community ignore the criticism of the widespread forced child labour in the cotton fields, although it is now something of a popular cause?Is Europe’s accommodating attitude linked to the tour of the Caucasus and Central Asia that Barroso and Oettinger recently made? Or to Uzbekistan’s growing role in the provision of supplies and troop reinforcements to the international coalition and NATO forces in Afghanistan? We are disappointed by all this accommodation and Realpolitik, and by the supposed silent diplomacy that bears no fruit. We are disappointed to see the European Union, in which human rights activists the world over tend to place their hope, failing in its role as guardian of democratic values. We are disappointed that journalists in Brussels will not be able to ask Karimov the questions that the EU has neither the courage nor the desire to ask.Since the lifting of sanctions in November 2009, international NGOs have repeatedly warned European representatives of the dangers of a policy of opening towards Uzbekistan that is not accompanied by firmness on the issues of democratization and human rights. We are now seeing our worst fears being realized.Reporters Without Borders continues to demand the release of journalists who have been unjustly arrested and jailed. Regardless of the often absurd charges brought against them, these journalists are being held solely for trying to do their duty to provide the public with news and information.These are the journalists who are currently detained in Uzbekistan and whose release Reporters Without Borders is calling for:* Held since 21 January 2010 – Khayrullo Khamidov – Nawruz (radio)* Held since 22 February 2009 – Dilmurod Sayid – Ezgulik* Held since 16 February 2009 – Bakhrom Ibragimov – Irmok* Held since 16 February 2009 – Davron Kabilov – Irmok* Held since 16 February 2009 – Ravshanbek Vafoev – Irmok* Held since 16 February 2009 – Abdulaziz Dadakhonov – Irmok* Held since 16 February 2009 – Botyrbek Eshkuziev – Irmok* Held since 7 June 2008 – Solidzhon Abdurakhmanov – freelancer* Held since 12 September 2006 – Jamshid Karimov – freelancer, contributes to the Fergana.ru and Centrasia.ru websites* Held since 15 March 1999 – Jusuf Ruzimuradov – Erk* Held since 15 March 1999 – Mohammed Bekjanov – Erk RSF_en News More than six years in prison for Uzbek blogger who covered corruption January 20, 2011 – Updated on January 20, 2016 Rights and freedoms left off agenda of President Karimov’s visit to Brussels Follow the news on Uzbekistan Help by sharing this information Receive email alertscenter_img Uzbek blogger facing possible 10-year jail term May 11, 2021 Find out more to go further February 11, 2021 Find out more News News New press freedom predators elected to UN Human Rights Council Organisation October 15, 2020 Find out morelast_img read more

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Desiderio Homes Project Begins Process to Identify Applicant Families

first_img Business News 8 recommended0 commentsShareShareTweetSharePin it Your email address will not be published. Required fields are marked * EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Subscribe Make a comment Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday First Heatwave Expected Next Week faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News Community Newscenter_img Name (required)  Mail (required) (not be published)  Website  SGV Habitat is excited to be moving forward with the Desiderio Homes build in Pasadena! They are currently looking for low-income, first time home buyers, currently living in poor or inadequate housing conditions in the San Gabriel Valley, who are willing to contribute 500 hours of Sweat Equity to build their home. Three of the nine homes are specifically reserved for low-income veterans.If you or someone you know may be eligible to apply, six application information meetings (attendance of one meeting is mandatory) will be held in January and February of next year.Application Meeting Dates, Times, and LocationsYWCA (Glendale) – Jan. 24, 2015, 10:00 a.m. – NoonJackie Robinson Center (Pasadena) – Jan. 29, 2015, 7:00 a.m. – 9:00 p.m.Jackie Robinson Center (Pasadena) – Jan. 31, 2015, 10:00 a.m. – NoonVilla Parke Recreation Center (Pasadena) – Feb. 5, 2015, 7:00 a.m. – 9:00 p.m.Villa Parke Recreation Center (Pasadena) – Feb. 7, 2015, 10:00 a.m. – NoonYWCA (Glendale) – Feb. 12. 2015, 7:00 a.m. – 9:00 p.mFor more information about the Desiderio Homes build and translations of the flier, click here.Pasadena ReStore moving to Atwater Village January 2, 2015The Pasadena ReStore is moving to Atwater Village! This new location has easy 5 and 134 access, a 10,000 square foot sales floor, a bigger parking lot, and an easy donation drop-off area.The Pasadena ReStore will be closing December 23, 2014. SGV Habitat thanks everyone for the ten great years, in Pasadena. Although it is leaving the city, they will continue making bulky item pickups in the Pasadena area! Closeout sales coming soon!The Atwater Village ReStore will be opening January 2, 2015! This new location has convenient access and is SGV Habitat’s largest store SGV Habitat needs everyone’s help in stocking it for opening day. Individuals and businesses alike are encouraged to donate new or used materials that have life for re-use. Your donations to Habitat for Humanity are tax-deductible.SGV Habitat having first rummage sale in two weeksStart making space now and begin collecting items to donate. Bring gently used, clean items during these drop-off days (November 12th-14th from 10:00 a.m. to 7:00 p.m.) at the First United Methodist Church in Pasadena (500 E. Colorado Blvd.). Accepted items include house wares, clothes, books, furniture, home décor, and more. For a more complete list of items that you can donate, click on the flier here.Then, come and join SGV Habitat on November 15th (8:00 a.m. – 3:00 p.m.) to shop till you drop! Start Christmas shopping early this year and support a SGV Habitat for Humanity build. All proceeds from purchases will go directly towards helping to make owning a home a reality for a deserving family in the community. Bring family and friends to this exciting community-wide event. Not sure what to do with those non-functioning electronics lying around the house? Bring us your e-waste for free recycling! Accepted items include televisions, computers, cell phones, and more. Top of the News HerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeautyThese Lipsticks Are Designed To Make Your Teeth Appear Whiter!HerbeautyHerbeautyHerbeautyNutritional Strategies To Ease AnxietyHerbeautyHerbeautyHerbeautyRemove Belly Fat Without Going Under The KnifeHerbeautyHerbeauty Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Giving Back Desiderio Homes Project Begins Process to Identify Applicant Families From STAFF REPORTS Published on Friday, October 31, 2014 | 4:13 pm More Cool Stufflast_img read more

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People asked to submit a video for Limerick’s Earth Day Contest

first_imgNewsLocal NewsPeople asked to submit a video for Limerick’s Earth Day ContestBy admin – March 13, 2012 531 WhatsApp Facebook Previous article‘Girlfriend was wrecking his head’Next articleHelp parents to help children – report admin Email Printcenter_img Linkedin Advertisement Twitter “Celebrate Limerick as a place to live work and visit.”LAUNCHING the Limerick Earth Day Video Contest in City Hall, Mayor Jim Long said the aim of the contest is to celebrate Limerick for Earth Day 2012. “Videos submitted should be positive, creative and engaging and the should also celebrate Limerick as a place to live, work and/or visit,” he said.Sign up for the weekly Limerick Post newsletter Sign Up .The contest is open to individuals, groups and schools.  There is an overall prize of €200 for the best video and €100 for the runner up and City Hall’s Environment Department is sponsoring the competition., which has a closing date of Thursday, April 5. at 5pm.  Delighted with the initiative, Mayor Long said that harnessing the creative talent of Limerick’s citizens to depict the city and its environment in a positive light for Earth Day is an excellent idea.“I am really looking forward to viewing all the entries,” he said.Commenting at the launch, Trish Forde Brennan of Limerick Earth Day Group said the event is about encouraging people to live, work and enjoy themselves in a more sustainable and environmentally friendly community.“ It’s about acting to secure a healthy future for ourselves and future generations on a local, national and global level.“In a positive way we want people to Get Active and help Limerick to  help itself become a greener economy’Earth Day is Sunday, April 22 and the winning   videos will be used to launch Earth Day 2012 and will be aired on: • www.Limerick.ie • www.Limerickcity.ie • www.iloveLimerick.com • www.live95fm.ie • www.limerickpost.ie To enter, contestants should make a one minute video: Include a visual sign  ‘Celebrating Limerick for Earth Day 2012: Videos should be positive, creative and engaging and celebrate Limerick as a place to live work and visit: Upload the video on you tube: Submit the link to smcdonnell//www.earthday.org/2012.At the launch were from left: Web Co-ordinator, Orla O’Connor,  Trish Forde Brennan, the Mayor Jim Long and Paul Foley, Senior Executive Officer at Limerick City Council’s Environment Department.last_img read more

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West Texas Blowout

first_img WhatsApp WhatsApp By Odessa American – May 21, 2021 Facebook The West Texas Blowout has been scheduled for Saturday at the Midland County Horseshoe Amphitheater, 2514 Arena Trail, Midland.Doors open at 3:30 p.m.Featured entertainment will be presented by Erik Y Su Grupo Massore, Ruben Ramos and The Mexican Revolution, Tristan Ramos, La Mafia, Los Musicales, David Lee Garza, Jay Perez, Ram Herrera, and Savannah.For tickets or more information, visit westtexasblowout.com. West Texas Blowout TAGSWest Texas Blowout Pinterestcenter_img Previous articleFamily movie nightNext articleE.T. The Extra-Terrestrial in concert Odessa American Pinterest Facebook Local News Twitter Twitterlast_img read more

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FHFA Addresses GSEs’ Slimdown

first_imgHome / Daily Dose / FHFA Addresses GSEs’ Slimdown Servicers Navigate the Post-Pandemic World 2 days ago FHFA Addresses GSEs’ Slimdown About Author: David Wharton Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Government, Journal, News, Secondary Market This week has seen several updates on the GSEs’ various loan sales, providing insights into the Enterprises’ ongoing attempts to shift credit risk into the private sector. Most prominently, the Federal Housing Finance Agency (FHFA) has released its fifth report detailing the sale of non-performing loans (NPLs) by the GSEs, Fannie Mae and Freddie Mac.The FHFA’s latest Enterprise Non-Performing Loan Sales Report provides details about NPLs “sold through December 31, 2017, and reflects borrower outcomes as of December 31, 2017 on NPLs sold through June 30, 2017.” Through December 31, 2017, the Enterprises sold a total of 90,921 NPLs with a total unpaid principal balance (UPB) of $17.4 billion.The report further reveals that 18,419 NPLs were sold in 2017, as compared to 44,169 in 2016. NPLs sold had an average delinquency of 3.2 years and an average current loan-to-value ratio of 95 percent. Nearly half (46 percent) of the NPLs sold came from New Jersey, New York, and Florida. The report states, “These three states accounted for 47 percent of the Enterprises’ loans that were one year or more delinquent as of December 31, 2014, prior to the start of NPL program sales in 2015.”The report also details borrower outcomes for 79,638 NPLs that were settled by June 30, 2017, and reported through December 31, 2017. “Compared to a benchmark of similarly-delinquent Enterprise NPLs that were not sold, foreclosures avoided for sold NPLs were higher than the benchmark,” the report states.Homes occupied by borrowers had a higher rate of foreclosure avoidance outcomes, according to the report, coming in at 25.7 percent, versus 11.5 percent for vacant properties. In fact, NPLs on vacant homes had nearly double the rate of foreclosure over borrower-occupied properties (59.5 percent vs. 24 percent, respectively).FHFA also reports that 21 percent of the GSEs’ permanent modifications of NPLs provided arrearage and/or principal forgiveness, with the average forgiveness earned per loan to date standing at $51,452 (with the potential to earn an average forgiveness of $73,361).This week, Fannie Mae also announced both its seventh sale of reperforming loans and the winner of its latest non-performing loan sale.Fannie’s seventh sale of reperforming loans consists of approximately 27,000 loans, having a UPB of approximately $6.17 billion. This latest loan sale is being marketed in collaboration with Citigroup Global Markets, Inc. Bids are due on July 10, 2018. You can find more information or register to bid by clicking here.Finally, Fannie also announced that MTGLQ Investors, L.P. (Goldman Sachs) were the winners of the GSE’s thirteenth non-performing loan sale, consisting of approximately 9,800 loans totaling $1.64 billion in UPB, divided among four pools. You can read more of the details by clicking here. Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago June 14, 2018 2,603 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Five Star & Aspen Grove Revamp Mortgage Industry Certification Platform Next: Fed Insight: A Snapshot of U.S. Housing The Best Markets For Residential Property Investors 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Fannie Mae Federal Housing Finance Agency FHFA Freddie Mac GSEs Non-Performing Loans Reperforming Loans 2018-06-14 David Wharton Tagged with: Fannie Mae Federal Housing Finance Agency FHFA Freddie Mac GSEs Non-Performing Loans Reperforming Loans Share Save Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more

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Registration Of Copyright Not Mandatory For Seeking Protection Under Copyright Act: Bombay High Court

first_imgNews UpdatesRegistration Of Copyright Not Mandatory For Seeking Protection Under Copyright Act: Bombay High Court Akshita Saxena15 March 2021 1:51 AMShare This – xThe Bombay High Court has held that registration of copyright is not mandatory under the Copyright Act, 1957 for seeking an injunction against infringement. “Copyright Act gives a range of rights and privileges to the first owner of copyright without requiring prior registration,” observed a Single Bench of Justice GS Patel. The Judge emphasized that Section 51 of the Copyright…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Bombay High Court has held that registration of copyright is not mandatory under the Copyright Act, 1957 for seeking an injunction against infringement. “Copyright Act gives a range of rights and privileges to the first owner of copyright without requiring prior registration,” observed a Single Bench of Justice GS Patel. The Judge emphasized that Section 51 of the Copyright Act, which speaks of infringement of copyright, does not restrict itself to works that have been registered with the Registrar of Copyright. It observed, “This Section does not, per se, demand prior registration. It does not say so anywhere; and this has to be read with Section 45(1), which says that the owner of copyright may apply for registration. Importantly, copyright infringement lies in the unlicensed use of original works, in which the author has a spectrum of exclusive rights.” The provision was also compared to Section 27 of the Trade Marks Act which creates a conspicuous bar on institution of any proceeding in regard to infringement of an unregistered trade mark. The Court held, “Copyright and trade mark operate in different spheres, though in some cases — as in the present one — these may overlap or intersect. An artistic work may receive both trade mark registration as a label and copyright protection as an artistic work. One requires registration to sustain a suit for infringement. The other does not. At its essence, copyright is a recognition of originality, granting rights of commercialisation and exclusivity in that commercialisation to the author of a work, a person who, by sweat of his brow, has brought into being the original expression or realisation of an idea. The emphasise is on originality, labour and skill in expression and realisation.” In holding thus, Justice Patel also declared as per incuriam two Single Bench decisions of the High Bombay Court in Dhiraj Dharamdas Dewani v. Sonal Info Systems Pvt Ltd & Ors., 2012 (3) Mh LJ 888, and Gulfam Exporters & Ors. v. Sayed Hamid & Ors. (unreported). The above two cases had held that registration under the Copyright Act is mandatory before a plaintiff can claim relief, civil or criminal, under the Copyright Act. In his order, Justice Patel observed that the above decisions were passed in ignorance of four binding precedents, all to the contrary. The Bench noted that the decision in Dhiraj Dewani (supra) is entirely per incuriam. “It incorrectly notes that there was no decision of the Bombay High Court directly on this point. There were, in fact, four previous decisions, all to the contrary, each binding on the Dhiraj Dewani court,” the order stated. The Bench firstly referred to the decision of Justice (Retd) SH Kapadia in Burroughs Wellcome (India) Ltd v. Uni-Sole Pvt Ltd & Anr., 1997(3) Mh L J 914, where after discussing the essence of copyright, the Single Judge had held that there is no provision under the Act that deprives an author of his rights on account of nonregistration of the copyright. Similarly, in the decision of Justice (Retd) SJ Vazifdar in Asian Paints (I) Ltd v. M/s Jaikishan Paints & Allied Products, 2002(4) Mh L J 536, it was held that Registration under the Copyright Act is optional and not compulsory. The Single Judge had ruled, “Registration is not necessary to claim a copyright. Registration under the Copyright Act merely raises a prima facie presumption in respect of the particulars entered in the Register of Copyright. The presumption is however not conclusive. Copyright subsists as soon as the work is created and given a material form even if it is not registered.” The decisions in International Association of Lions Club v. National Association of Indian Lions & Ors., 2006(4) Mh L J 527 and in Anand Patwardhan v. Director-General of Doordarshan & Ors., Suit No. 2259 of 2004, were also to the same effect. Thus holding that registration is not a pre-requisite to seek protection under the Copyright Act, Justice Patel observed, “The doctrine of precedent or stare decisis requires that a court is bound by the decisions of not only a larger bench but also of a bench of the same or coordinate strength. Such previous judgements of a bench of coordinate strength cannot be ignored. They are fully binding. The rationale is that there must be a certainty to the law and different judges in benches of the same strength cannot take antipodal views. The earlier binds the later. If the later decision is one made without noticing, or in ignorance of the earlier binding decision, then the later decision is one that must be held to be rendered per incuriam and as not being good law. This must, inevitably, therefore be the fate of the decision in Dhiraj Dewani.” He added, “There is one other decision of another learned Single Judge of this Court in Gulfam Exporters And Ors v Sayed Hamid And Ors under Section 63 of the Copyright Act 1957, which says in paragraphs 6 and 8 that registration is required. On the question of copyright registration, therefore, Gulfam Exporters joins Dhiraj Dewani in the class of judgments rendered per incuriam on the question of compulsory registration under the Copyright Act.” Background The observations have come in a copyright infringement suit filed by a company engaged in the business of production and sale of refined soyabean oil, Sanjay Soya Pvt. Ltd. It was the Plaintiff’s case that the Defendant-company, Narayani Trading Company was counterfeiting and was using the rival trade dress and label for similar soyabean edible oil products. Findings In his order, Justice Patel noted that the key features, integers or elements in Sanjay Soya’s label all find place in Narayani Trading’s label with only minor variations. “These variations are too irrelevant to warrant consideration. From a look at these products, it would be possible to tell one from the other. That is indeed the only test when it comes to trade mark infringement, passing off or copyright infringement,” he held. The Bench rejected Narayani Trading’s contention that the Plaintiff could not assert copyright on the package label since the same was unregistered. It held, “Section 51, which speaks of infringement of copyright, does not restrict itself to works that have been registered with the Registrar of Copyright.” The Bench also refused to apply the precedent set in Dhiraj Dewani, holding the same to be per incuriam. In fact, it further rejected the pleading that a SLP in Dhiraj Dewani was dismissed by the Supreme Court. Justice Patel said, “That is so, but the order of dismissal left the question of law open. In any case, an in limine dismissal, it is well settled, does not and cannot amount to a binding pronouncement on law.” Instead, the bench referred to the Supreme Court’s decision in Engineering Analysis Centre of Excellence Pvt Ltd v Commissioner of Income Tax & Anr., LL 2021 SC 124, where while delineating the rights of an author of a work, of the owner of copyright, of the concept of copyright, and when and how it can be used, claimed and protected against infringement, the Supreme Court did not return a finding that prior registration is mandatory before such rights and entitlements are claimed. It added that International treaties and obligations to which India is a party also militate against the acceptance of the Dhiraj Dewani view that copyright registration is mandatory. In this context it referred to the Berne Convention of 1886 which is based on a principle that protection must not be conditional upon compliance with any formality. Similarly, the Trade-Related Aspects of Intellectual Property Rights (TRIPS Agreement) provides for the principles of national treatment, automatic protection and independence of protection. The Court noted that the Dhiraj Dewani decision goes on to say that, without registration, an owner of a copyright may bring suit “in the regular Court” — meaning any of the courts covered by Section 20 of the CPC. Finding this analysis to be “plainly incorrect”, Justice Patel opined, “Suing in the court with jurisdiction where the plaintiff copyright holder resides or works is not dependent on registration at all. The owner of a copyright has a panoply of jurisdictional choices, including one that is available only to him (and not to an ordinary plaintiff in a regular civil suit).” Other findings Another argument made by the defendant was that the plaintiff-company a commercial entity, could never itself be the ‘artist’ and therefore acquired no copyright. It was emphasized that Section 17 of the Copyright Act says that the author of a work is the first owner of copyright. Section 2(d), in relation to an artistic work, defines an author to mean the artist. Rejecting this submission, the Court held, “The argument overlooks provisos (a), (b) and (c) in the context of artistic works. This is not a matter to which Narayani Trading can ever attest as a matter of its knowledge, i.e., that the artistic work was not done by a person in the employment of, or engaged by, SK Oil. There is no requirement that the person who actually sketched or drew the artwork must be identified” The Defendant-company also attempted to draw a distinction between the label and the artistic work. It was argued that the label mark is a registered trade mark and therefore cannot be an artistic work. The Court however opined, “This is wholly incorrect. The artistic work is the label, and the label is the artistic work. This is true of almost every type of commercial art and commercial graphic design, from labels on wine bottles to the packaging of soap. The label has registration under the Trade Marks Act. The original artistic work, an integral and inseverable part of the label, receives copyright protection.” The decision was accordingly rendered in favour of the plaintiff with direction to the Defendant, Narayani Trading, to pay costs of Rs.4,00,230/- in favour of the former. Case Title: Sanjay Soya Pvt. Ltd. v. 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