What’s in a name?

first_img 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendell Fountain Dr. Wendell V. Fountain has been President/Principal Consultant of Fountain & Associates Business & Management Consultants since 1984. Wendell is a credit union strategist, speaker, and author. He has … Web: www.wendellfountain.com Details This is not a simple question to answer; however, William Shakespeare saw it in a different light, because according to him, “That which we call a rose by any other name would smell just as sweet.” In his world that might have been true, but when history, tradition, and egos become added entities that is not necessarily always the case.It is not unusual for boards of directors and managements to have to wrestle with the reidentification of a credit union. Sometimes, even the suggestion that the name of a credit union be changed can cause apoplexy in a board room. This is especially true when it has been known by its current name for 50 or 60 years. I know, because I have done it as a credit union volunteer board member and as a business consultant. In the first scenario, when I was serving on a board of directors, I thought that about one-third of our nine-member board was going to come unglued when I even hinted at a name change. There were three old-timers who stuck together like three unwrapped Hershey’s Kisses on a hot summer’s day and logic and reasoning were ignored. They had been on the board longer than the longest surviving members of Congress; in fact even back when Moby Dick was a minnow. They were absolutely incensed that I even suggested such a blasphemous thing! My, how a few years can change things. I recently read where one of those “old-timers” now takes credit for the name change; yet, at the time, he and the other two fought me and other board members fiercely and intensely about the issue for months. The facts are that decision, in which we finally prevailed, helped better identify who was eligible for membership, grow the business, and provide more Americans with the benefits of being a credit union member. For more flexibility, we also agreed to change our charter from federal to state.In the second scenario, I was engaged as a business consultant by a failing credit union to help save it primarily because its sponsor had gone under. At first, the manager, along with some older board members, did not like my suggestion to change the name of “their” credit union. My response was straight forward. “Without your old sponsor, the only way to survive is to expand your field of membership, while at the same time retaining your current members; otherwise, you will have to liquidate,” I stated as empathetically and professionally as I could. After they finally agreed upon my approach, I explained that one of their employees would be needed for training purposes to work with me so that after my departure, she would be able carry on the work of expanding the field of membership.   A few days later, I presented them with a newly designed logo and suggested name change approved by the NCUA which they felt exemplified who they were and where they wanted to go with the expansion efforts. So, we were off! Our initial expansion efforts were modest but successful. That was about 25 years ago, and today that credit union is still going strong.The driving force behind such decision making is the strategic plan, which includes the short and long range direction of an organization. In other words, the name should either limit the boundaries of a credit union or allow for, as nearly as possible, unlimited possibilities for growth. The name can relate your credit union to a particular sponsor, community, county, state, or other geographical area.One of the reasons Navy Federal Credit Union is the largest in the world is that they are worldwide as related to the U. S. military. Currently, they have $70 billion in assets and well over five-million six-hundred-thousand members. Though they, too, are also limited in membership eligibility, that organization has access to a huge pool of members and potential members.For nearly all other credit unions, they do not have access to such a large pool of potential members; so the challenges for many credit unions is to select and rebrand a name which is representative of and respectful to its current membership base, as related to the organization’s strategic plan. In scenario one that was very important, but in the second situation, that credit union had to do what it could to just survive. In the first scenario, the name change we finally settled on was what is referred to in the industry as a “fanciful” name, that is, a name which did not tie the credit union to any specific sponsor, community, county, state, geographical region, or even have a specific meaning. In other words, it was an addition to the English lexicon. As a result, the name and logo were trademarked. I, personally, liked that approach the best, because it gave us, as nearly as possible, access to potentially millions of members. Fortunately, there were four other directors who also liked the choice. So, off we went down the road of success! Today, that organization is flourishing in every way!last_img read more

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Forget being old

first_imgAs we Boomers age we know that life gets shorter so its important to prioritize your life s desires and to dos. I suggest you don’t follow the aging herd but break away and use the Nike Philosophy of “Just Do It! Before your ready to go for it, I encourage you to make a “Bucket List”—a list of all of the dreams, goals and activities, experiences you want to fulfill before you die.Write down and itemize all that will motivate you to pursue your real passions before it is too late. Anything and everything you have ever wanted to do or try. And don’t be afraid to Dream and make them Big and Audacious! At our stage in life we should stay away from playing the regret game.Why think about all this now? Because as we age time becomes our most precious commodity and how we spend it is crucial. Most of us live routine day to day activities that we accomplish in a rote fashion. Many boomers live by to do lists and goals that are family, personal or professionally oriented and framed within a societal context.The key is to look introspective and ask your self do many of these activities and tasks really mean anything to you if you were pass away tomorrow?So I suggest you take a moment and plan for the rest of your life by creating your personal list of what activities are and will be important to you. It is not a race against time—it’s a way to maximize your time in engaging in fulfilling activities.Your “Bucket List” is your way of benchmarking how you want to live the rest of your life to the fullest. It can be as few as 10 or as many as 50 things you want to do or partake in before your life ends.To get your soup started after you read this, get out your laptop or tablet and start writing down what comes to mind when you read the following questions:What would you do if you were to die tomorrow?What wish list would you ask for before you die?What is it that you always wanted to do?Who do you want to see and what would you say to them?If you could go anywhere in the world where would it be?What have you been dreaming about doing all of your life?What difference did you make while you were alive?What would like to achieve before you die?Create your list with as many realistic wishes that make sense to you and are achievable and knock them off one at a time savoring the experience.To help get you going, the following are some items from my BL:Visit IndiaTravel to the birthplace of my family ancestorsMake a difference in someone’s lifeAchieve my ideal weightVolunteer for a new community causeAttend the Kentucky DerbySpend more meaningful time with familyTrek Machu PicchuDo more to appreciate friendsLearn a new gameParticipate in the Senior OlympicsRide horses moreTravel the historic Route 66Once you have your list keep it with you or in a visible place where you can refer to it. I would start out first with doing the simplest and easiest to undertake to give you a sense of self-accomplishment.It will be important to keep your mental/physical health and passion up for these new endeavors. Your list should give you a sense of purpose for moving forward. Keep the juices flowing for all that you want to experience. Let your Bucket List be the driver of an action plan for your end of life strategy and keep focused on accomplishing it.Remember what Morgan Freeman said in the Bucket List Movie:“Its not about worrying about dying—its all about living”!Work on Knocking Off Your Bucket List versus Kicking It! 61SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Vardallas John A. Vardallas CAE, CUDE is Founder/CEO of The AmericanBoomeR Group, a Madison, Wisconsin based speaking/consulting firm. He is also Senior Faculty Advisor/Project Evaluator for SCMS and … Web: www.theamericanboomer.com Detailslast_img read more

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New York State Police looking for suspect in the town of Union

first_imgState Police also say the suspect was wearing a black and white fabric face mask and was carrying a black backpack with multi-colored symbols on it. They say he was carrying a black metal baseball bat with white and red writing. Police officials say the suspect stole several items off the shelves. They also say the suspect is described as a male wearing black shoes, black jeans and a black hooded sweatshirt with white writing on it. The New York State Police say the suspect broke into the Sunoco gas station on Main Street in the town of Union at approximately 2:36 a.m. on Sunday, April 5. UNION (WBNG) — New York State Police in Endwell are looking for assistance in identifying the suspect accused of breaking into a gas station on Sunday.center_img Police believe he fled the scene on foot. If you have any information, contact State Police Endwell at (607) 754-2701 with the reference case number of 9514382.last_img read more

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Haute Brum

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Alexandre Lacazette reveals major difference between Unai Emery and Arsene Wenger

first_img Metro Sport ReporterMonday 1 Apr 2019 10:17 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link774Shares Alexandre Lacazette reveals major difference between Unai Emery and Arsene Wenger Advertisement Commentcenter_img Lacazette has scored 13 Premier League goals this season (Picture: Getty)Alexandre Lacazette admits the Arsenal team feel more confident under Unai Emery’s management in comparison to Arsene Wenger’s.The Frenchman scored in Arsenal’s 2-0 victory over Newcastle in the Premier League on Monday night to push the club up to third in the Premier League.When asked about the difference within the team this season in comparison to last season under Wenger, Lacazette told Sky Sports: ‘I think we are more confident and everybody knows what we have to do.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘When you win a lot of games in a row of course there is a lot of confidence.’AdvertisementAdvertisementADVERTISEMENTArsenal are now in third position in the Premier League with just seven games to go, and look on course to secure Champions League football for next season.Now, for the first time, Lacazette has spoken about the Gunners playing elite European football during the next campaign.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘I can feel the difference in the atmosphere from last season, now we can maybe go to the Champions League,’ he added.‘The fans helped us to get third place. We work every day to be in third place, now we must stay in this position.’Arsenal’s next game is against Everton on April 7 before a Europa League clash against Napoli on April 11.MORE: Bellerin mocks Tottenham as Arsenal leapfrog rivals with Newcastle winWill Arsenal finish in the top four this season?Yes0%No0%Share your resultsShare your resultsTweet your results Advertisementlast_img read more

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Venezuela: 19 inmates killed in prison gang fight

first_img Tweet Share Inmates’ relatives anxiously awaited news after the prison riot at Rodeo I prisonSome 19 people have died and many more have been hurt in a prison riot in Venezuela, officials say.Two rival gangs had confronted each other in El Rodeo I prison near the capital Caracas on Sunday, said Interior Minister Tareck El Aissami.The situation has since calmed down, local media reports say, but 150 people remain in front of the jail awaiting news of their jailed relatives.There have been a number of riots in Venezuelan jails this year.Prisons in the country are notoriously overcrowded, with reports suggesting they are three times over capacity.The Inter-American Commission of Human Rights has urged Venezuela to take action to tackle violence and insecurity in its prisons, and to protect the human rights of inmates.The campaign group Venezuelan Prison Watch says 476 inmates died inside Venezuela’s prisons in 2010.The government had put a plan in place to reform the prison sector and had allocated almost $100m (£60.1m) for the task, said Mr El Aissami.But he admitted that the government’s efforts had so far not been enough to tackle “the sheer drama, urgency and complexity of the problems besetting the prison system”.BBC News NewsRegional Venezuela: 19 inmates killed in prison gang fight by: – June 14, 2011 9 Views   no discussionscenter_img Share Sharing is caring! Sharelast_img read more

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Di Canio mad as a hatter – Sinclair

first_img Di Canio’s appointment has sparked a flurry of controversy owing to comments made in 2005 to Italian news agency ANSA in which he stated: “I am a fascist, not a racist”. The Italian issued a statement attempting to play down the issue and named former England winger Sinclair and current Charlton manager Chris Powell as black players with whom he became close friends. And Sinclair told Thursday’s Daily Star: “I was not surprised to be named as a character witness. We genuinely got on well and I don’t mind giving my opinion on such a relevant and important issue within not just football but society. Paolo’s comments should be taken with a pinch of salt because he’s as mad as a hatter.” He added: “But I feel he should apologise for upsetting so many people with his actions and comments and make it clear once and for all if he is or isn’t racist or fascist.” Di Canio appeared to finally do that on Wednesday in a new statement on his club’s official website which read: “I am not a racist and I do not support the ideology of fascism. I respect everyone.” That came after the Dean of Durham wrote an open letter to the new Black Cats boss saying he was struggling to stay loyal to the club and that he found Di Canio’s “self-confessed fascism deeply troubling”. The issue had already prompted former Labour foreign secretary David Miliband to resign his non-executive role on the club’s board within minutes of Di Canio’s appointment. Trevor Sinclair has confirmed his friendship with Paolo Di Canio while team-mates at West Ham and claims the new Sunderland head coach’s historical claims that he is a fascist should be “taken with a pinch of salt”.center_img Press Associationlast_img read more

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Football parity proves exciting

first_imgFour weeks into the NFL season, we can already see what makes the league so exciting: a little thing called “parity.”The idea of parity essentially means that any team can win on any given weekend, and all teams have a relatively equal chance of being successful.If this notion sounds crazy, just take a look at the standings before you are too quick to judge.It is no surprise to anyone that the New England Patriots and defending Super Bowl champion Indianapolis Colts are both 4-0. The Dallas Cowboys are also undefeated with a quarter of the season’s games in the books, which also shouldn’t strike too many fans as unusual.Take a closer look, however, and you will find the beauty of parity.You Cheeseheads out there know exactly what I’m talking about. Your beloved Brett Favre has led the Packers to a surprising 4-0 start and the NFC North lead.No one, not even No. 4 himself, expected this start to Green Bay’s season. Favre was left with a cast of B-list characters on offense, save for receiver Donald Driver. A committee of previously unproven players has decided the running back situation thus far. Before this season, I couldn’t tell you the name of one current Packers running back.Nevertheless, the Pack have been able to hang with every one of their opponents to this point and have helped Wisconsinites forget all about the Milwaukee Brewers.On the flipside of the parity argument, several NFL teams have truly been letdowns thus far. The high-powered New Orleans Saints, an NFC championship game representative last year, have yet to win a game. The San Diego Chargers, who some experts predicted to make a trip to the Super Bowl this season, are 1-3 after surprising losses to the Packers and Chiefs. The Chicago Bears, behind “Sexy Rexy” Grossman, are off to an abysmal 1-3 start. Last season’s NFC champions struggled so bad that head coach Lovie Smith finally decided to bench Grossman for Brian Griese, a move Chicago fans have been wanting for ages.The rest of the league remains pretty tightly contested. Granted, four games may not be enough time to separate the contenders from the pretenders, but it is a more telling sign than, say, a fourth of the NBA season. By that point, the good teams have distinguished and distanced themselves, and the bad have already begun to pray that their ping-pong ball will be chosen first in the lottery draft.Part of the reason why such parity exists in the NFL is the league’s revenue sharing system. With this, all teams benefit from television profits and the sale of merchandise, with each market receiving equal money from the TV deals. As a result, all organizations are able to put together similarly competitive ball clubs, which is why smaller markets like Green Bay have been able to thrive.This is where football separates itself from other leagues, most notably Major League Baseball. Although baseball tries to achieve some level of parity through the league’s salary cap, which limits how much a team can spend on their players’ contracts, there are ways around it. For those clubs with big wallets (I’m looking at you, New York and Boston), they can exceed the cap if they pay a luxury tax.So for a guy like George Steinbrenner, who uses $100 bills as toilet paper, he’ll pay the tax in a heartbeat if it means signing players like Alex Rodriguez and Jason Giambi. This loophole in the system is the reason we constantly see either the Red Sox or Yankees (or both) in the playoffs, while small-market teams like the Brewers have a hard time staying competitive.Of course, parity is not perfect in pro football. If it were, we wouldn’t have had recent dynasty teams like the Patriots. Ideally, in a league of equal opportunity, any team would have had a chance to overthrow New England for the title, but it just didn’t happen. But early games this season have already proven that no matter how much a team is favored, the other team still has a chance.If this year’s college football season tells us anything, it is that the collegiate game embraces the concept of parity as well (to a slightly lesser extent). It is a wonderful thought that a small school such as Appalachian State can upend a Big Ten powerhouse in Michigan. It’s also great to know that a less-recognized team, such as South Florida, can climb to No. 6 in the polls by prevailing as underdogs against West Virginia.The fact of the matter is, any football team, pro or college, almost always has a chance to win each and every weekend.Sorry, Badger fans, but when the football team travels to Illinois as 2.5 point underdogs on Saturday, this point could be made loud and clear.Isn’t parity great?Tyler is a junior majoring in journalism. Tell him who the Bears should start at quarterback at tmason@badgerherald.com.last_img read more

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O’Neill and Keane officially sign Ireland contracts

first_imgThere’s no place for Brentford striker Scott Hogan but Cork’s Conor Hourihane who’s impressed with Barnsley and Aberdeen keeper Danny Rogers who’s on loan at Falkirk have both received their first call ups.Kevin Doyle, Anthony Pilkington and Stephen Gleeson all return. Ireland manager Martin O’Neill and assistant Roy Keane have confirmed that they have signed their new contracts with the F.A.I.The deals were agreed months ago but up to recently had not been signed.O’Neill has named his squad for the World cup qualifiers against Georgia and Moldova next month. Meanwhile, in the Premier League, Spurs have confirmed that yet another player has committed their future to the club.Kyle Walker is the latest to extend his deal until 2021.Here at home league leaders Dundalk host Derry this evening, Bohemians welcome Longford Town , Finn Harps take on St. Pat’s  while Galway United go to the Tallaght Stadium to face Shamrock Rovers and Wexford Youths are at home to Bray Wanderers.last_img read more

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Clemson’s win over Pitt puts Tigers in a league of their own in ACC

first_imgGeorgia Tech, meanwhile, has struggled to keep up with its counterparts, and longtime coach Paul Johnson has announced his retirement.Those 2009 Yellow Jackets fans probably didn’t realize at the time how precious the opportunity to heckle Clemson would soon become. Given the Tigers’ title-winning performance Saturday night, it might be a while until Georgia Tech — or any fan base in the ACC — can disparage Clemson again.”It never gets old,” Swinney said after the win. “Coming up here, being a part of a special celebration.” “We were supposed to be going into the Orange Bowl. Thirty years since going to the Orange Bowl, hadn’t won an ACC championship in 20 years,” Swinney recalled Friday before the 2018 ACC championship game. “It was a very disappointing moment.”MORE: Jalen Hurts gets his ‘fairytale’ moment Clemson has since become one of the most dominant forces the ACC has seen, with Swinney steering the program from fresh fruit target to bona fide steamroller. The extent of that transformation was evident in Clemson’s commanding 42-10 win over Pittsburgh in the conference title game Saturday. The game began with running back Travis Etienne sprinting beyond the Pittsburgh defense for a 75-yard score — the quickest touchdown in ACC championship game history. It finished with backup quarterback Chase Brice working in extended garbage-time duty.”They rattle a lot of people,” Pittsburgh coach Pat Narduzzi said after Saturday’s contest. “They’ve done that to about everybody they played. We didn’t help ourselves much.”Since 2009, Clemson has played in six ACC title games — matching Alabama’s SEC title game count over that span. By defeating Pittsburgh, the Tigers became the only ACC team to ever take the conference crown outright four years in a row. Not even Bobby Bowden’s feared Florida State squads accomplished that feat (in part because the ACC didn’t implement a championship game until 2005).”They’ll probably win the national championship, in my opinion,” Narduzzi said. “It’s a good football team from the front end to the back end as far as the talent they’ve got. … Clemson is the measuring stick in the ACC right now.”Clemson quarterback Trevor Lawrence complemented Etienne’s 156-yard ground performance by tossing two touchdowns. Lawrence, a freshman, took the job from Kelly Bryant earlier this season and has thrown 24 touchdowns and just four picks in his first year with the program. With Lawrence slated to remain at Clemson for at least two more seasons and a typically imposing defense in place to back him up, it’s possible the Tigers’ historic conference reign continues beyond 2018.What would it take to knock Clemson off its ACC throne? For starters, pretty much a perfect offensive approach, according to Pittsburgh running back Qadree Ollison, who ranked second in rushing in the ACC but was frustrated by the Tigers’ swarming defense Saturday.”You’ve got to be able to block their front four, that’s the biggest thing,” Ollison said. “They got, shoot, four first-round draft picks on the (defensive) line. You’ve got to be able to block them up front. And then if you’re able to block them successfully, it gets your passing game going and I think you have a chance.”It’s not clear which ACC team is prepared to get that done.Usual Clemson threat Florida State might need time to reboot after the chilly departure of coach Jimbo Fisher was followed by a dismal 5-7 season. Miami has lived in college football purgatory — neither awful nor elite — for more than a decade. Virginia Tech lost to Old Dominion this year. CHARLOTTE, N.C. — After Clemson lost the 2009 ACC championship game to Georgia Tech, jubilant Yellow Jackets fans hurled oranges at Tigers coach Dabo Swinney, a poignant reminder Clemson had just blown another chance to go to the Orange Bowl.The Tigers, playing in Swinney’s first full season at the helm, hadn’t reached 10 wins since 1990. They were perennial underachievers, and another leader had come along to Death Valley and failed to break through.last_img read more

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